Why not invest your stooze money in a cash ISA (Individual Savings Account)?

Cash ISA’s are a favorite investment for the stoozer. Investing the money you have borrowed on credit cards into anything but a safe investment is a read risk, and unless you are a very serious investor with ample available funds I wouldn’t recommend it. Cash ISA’s on the other hand are risk free.

The truely great thing about investing in a cash ISA is that interest earned is free from taxation. This is a great little scheme dreamed up by the government to encourage the proletariat to save so of their hard earned cash. Banks offer good interest rates on cash ISA’s; often better than the best interest rate offered on their other savings products.

The maximum investment in a cash ISA in any one year is £3000. If you also wish to invest in stocks and shares these can be held in a ISA too, up to £3000 (or £7000 if you do not hold a cash ISA for the same year).

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